Top

Confessions of a Single Mum

The ups, the downs and sideways views of life as a single parent

Fixed Rates vs. Variable Rate Mortgages: What’s Best for Single Parents?

By

Image: Pixabay Getting your foot on the first rung of the UK property ladder can be tough, even at the best of times. So, if you are a single parent, it can seem like a mountain to climb when it comes to saving up and having a mortgage application accepted. As a single parent, it can be financially challenging, often because your childcare requirements mean that you are unable to seek full-time employment. Even if you have the deposit set aside ready to buy your family’s first home, many ... VIEW POST

Saving Ideas – Help Towards A First Car

By

Kids. They don't stay young forever. Sure they're all cute and squishy faced for a few months or so. But then walking happens. And after walking, they learn how to talk. What a wonderful life this would be if they used these combined abilities to bring their long suffering mums cups of tea and ask how our days have been. But no. They walk towards sweets and they ask you to buy them. Sometimes it's toys. Sometimes it's a melt down in the middle of the supermarket because you refuse to buy them a ... VIEW POST

What People Say About Money Isn’t Always True

By

There’s plenty of advice about money out there but not all of it rings true. Here are a few things that people say and believe about money which isn’t always right. The last thing you want to do is to follow the wrong advice. Source: Pixabay Buy now, pay later Being able to afford monthly payments for bigger items might sound like a great idea but, when you take a bigger overview of it, what it really means is that we are paying out more money over a longer period of time. The ... VIEW POST

Five Great Ways for Mums to Save Money

By

"nappies nappies nappies" (CC BY 2.0) by Br3nda  Having a child seems like a never-ending chain of expenses. From nappies to school tuition, there’s always something that little one needs and this can have a serious strain on the finances. For this reason, mums need to seek out savings and cut costs wherever possible. Luckily, there are plenty of ways to do this if you know where to look. From finding good offers to choosing the right milk, these tips could help you. Don’t ... VIEW POST

How to Save for Your Child: Junior ISAs, CTFs, and SIPPs

By

Throughout the UK, only 29% of parents regularly set aside money for their children as part of a savings plan, according to a 2016 survey. The average savings rate is £45 per child for those who are the most diligent, equating to a £550 each year. Nearly 21% of parents are not saving at all either because budgets are tight during the month or because they have a minimal understanding of ways to save for the long term. For parents who recognise the importance of saving for their children, ... VIEW POST

Reduce your household costs by shopping around this Spring

By

Reduce your household costs by shopping around this Spring The overall cost of living in the UK is continuing to rise, and at a faster rate than most families’ incomes. It’s an equation that is enough to cause plenty of us sleepless nights. Many are becoming increasingly reliant on credit to get from month to month, but we all know that this can easily end in disaster. What if there were some simple ways to turn the tide and reduce those monthly expenditures? It sounds too good to be true, ... VIEW POST