The short answer to the above question is, if you want to maximise your chances of a successful claim, as the claim process is indeed complex, and when you consider exactly what is at stake, having an experienced superannuation legal expert in your corner greatly increases your chances of success. Any attempt at doing this yourself is likely to result in either an unsuccessful claim, or failure to meet the fund’s strict requirements, and as you only get one bite at the cherry, it is essential ... VIEW POST

There are probably three categories we can talk about here. It’s either going to be really good, a bit meh, or outright failing. Whichever one you fall into, you’re going to have your own kettle of fish to deal with. But the people who are the worst off are probably the ones who are outright failing. The ones who are meh are slightly luckier, and the ones in a really good position with money can easily get carried away with their spending. So, we’re going to list the three categories, and give ... VIEW POST

Image source   If you ask any financial experts what the two most important things you can do to secure your financial security are today, chances are they will tell you that clearing your debts and starting an emergency fund are the things that will help you the most. It’s obvious how clearing your debts would help, so most people are onboard with that but when it comes to the emergency fund, many people are less convinced. This is such as shame because having an emergency fund ... VIEW POST

Building credit can be a slow process. When you are faced with the task of building it from scratch, it can seem to take a long time. Have patience, and use these tips to help you get a good start. In no time you will find that you have a diverse amount of options to equip yourself with. Find and Maintain a Stable Job Perhaps you are already off to a good start, having had a long-term, stable job. If not, it should definitely be one of your main focuses in the immediate future. Secure a ... VIEW POST

Financial management of your personal finances is one of the hardest things you may have to do in your life. It is very hard to know whether or not you manage your personal finances well, unless you ask yourself some questions.   First and foremost, you need to ask yourself is, “how well can you manage without using your credit card?” If you are very dependent on the credit card that you cannot do without it for the month, then your personal finance management has not yet grown to ... VIEW POST