There are 3 things in life that even when money is really tight I won't give up. Or rather they are the last things I cling to with tooth and nail and will only swap for cheaper alternatives at the very last straw. When you live life like I have to where every penny is counted for and accountable, you get use to not shopping for brands. You automatically go for the cheapest option every time on everything. It's a way of life. But there are 3 things I won't swap for cheaper alternatives or ... VIEW POST

We are always looking for ways to either save money, increase our income or reduce our outgoings. Or preferably all three. Here are a few more ideas on saving those pennies. 1 -Don’t keep up with the Jones’ – Probably one of the biggest ways you and decrease what you spend is to be happy with what you got.  There will always be people who have more than you. They will have better cars, nicer homes and a zillion and one more outfit. So when you go to buy something ask yourself if you really ... VIEW POST

Its coming up to April so thought I best recap some of the benefit changes that are due to take place from April 2016. Some may be subject to change or approval. April 2016 Benefit and tax credit rates frozen for four years (does not apply to pensioner, carer and disability benefits) Benefit cap lowered (postponed to Autumn 2016) Tax Credits in year increase in income disregard cut from £5,000 to £2,500 Universal Credit Work Allowances removed for non-disabled claimants without ... VIEW POST

Among the many challenges faced by single parents, the most daunting one is managing finances. It is not just single moms who have to struggle, single dads are the victim too. It isn’t easy to manage a house full of kids and bills. Don’t lose hope, it is not the end of the world. There is one positive side of this and that is, you can make your own money decisions. Some days of the months are good, but sometimes, you just find yourself staring at the bank account, wondering which bills you ... VIEW POST

Being a single parent is always a hard task. With so much time and energy just looking after your own children and meeting their every need, you also have to worry about ensuring bills are paid and the food is put on the table. It always feels like you never quite have enough money, and making ends meet until next payday is often stressful. However, through creating an effective budget you should be able to manage your money better, save money spent on frivolous purchases, and hopefully be in a ... VIEW POST