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Confessions of a Single Mum

The ups, the downs and sideways views of life as a single parent

How to teach your kids the value of money

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One of the most important lessons we all have to learn in life is how to manage money properly - and the earlier, the better. Be honest: when was the first time you truly realised the value of money? Some of us have our parents to thank for a great financial education - but for others, it takes a few personal stumbles to get the hang of it. And some of us are still learning! ... VIEW POST

Universal Credit

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In 2013 a new benefit called Universal Credit will gradually replace the current, complex system of working-age benefits and Tax Credits.   What is Universal Credit? Universal Credit will be means tested for people of working age. It will be one credit for people whatever their employment status. Its aim is to be simpler than the complex system we have at the moment where separate benefits are administered by different agencies. From 2013/14 Universal Credit will replace ... VIEW POST

Which Benefits are Changing and When

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I keep getting asked what benefits are changing and when. So with kind permission from Turn2us I have added the list of which benefits are changing and when. In 2010 the Government announced several cuts to welfare spending to make welfare more affordable, bringing the total welfare savings to £18 billion per year by 2014-15. A calendar of the main changes to benefits and the benefits system is provided below. ... VIEW POST

Are you mum wanting to go into business?

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If you’re mum with a business idea or want to switch to more flexible working arrangements, you may be considering starting your own business. Even the thought of where to start can be daunting. You may have a business idea but want a partner to join you or maybe you not sure what you want to do but you want something different to the normal 9-5 sort of job. ... VIEW POST

Changes for Single Parents and Income Support

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Letters are going out today from  local jobcentres to 100,000 single parents that are not in paid employment and whose youngest child is 4,5 or 6. They will be told that the conditions for receiving income support are changing and they will now need to attend word focused interviews and will have to claim job seeker’s allowance . This is because their income support will be ending next year as part of the government’s plans to remove income support eligibility for lone parents with a youngest ... VIEW POST

Childcare Changes for 2013

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Childcare is to be extended to 80,000 more families in 2013. It will be worth up to £175 a week for once child and £300 for two or more. Ministers are saying that scrapping the minimum working hours or the childcare support with benefit 80,000 families. ... VIEW POST