If you’ve just recovered from a stint in debt, have celebrated making that last payment and are ready to move on with your life, then it’s important you assess your financial situation to ensure you do not fall back into the red again and stay forever more in the black. Here’s how: Check what you have left After monthly expenses it’s important to work out what you have left. Take some time to list what expenses you have each month and be honest about it – be sure to include ... VIEW POST
Finally out of the red? How NOT to get back in debt
5 tips to keep on top of your family finances
Raising a family is expensive business. What with childcare costs, food, clothing and entertainment to take into consideration when putting together your monthly budget you might discover your family’s finances are stretched a little tight. If this is the case for you on a regular basis, then here are five tips to help you keep on top of your spending: Budget It’s important that the first step you take to financial stability is to examine what you are currently spending each ... VIEW POST
Secrets of Stationery Drawer Infographic
Sliced bread, remote controls, sat navs… there have been some really useful inventions created in recent history. But did you ever count stationery among creations like these? Well, you probably ought to. According to the infographic below, 57 biros are sold around the world every single second, and we can’t even begin to imagine how much we’d forget if we didn’t have sticky notes for jotting down our to-do lists! Educational supplier GLS knows how cool stationery can be, and the research ... VIEW POST
Common Household Pests & How To Get Rid Of Them
Pests are a pain, aren’t they? They come into your home and make it theirs without even asking your permission. And do you want them there? No. But, how do you get rid of them? There is nothing worse than discovering your unwanted ‘house guests’ but, on top of that, you then have no choice but to live alongside them before you can work out an effective way to evict them. These pests either come in large numbers or are sneaky little critters, making catching them incredibly difficult. This ... VIEW POST
Credit cards vs loans: What’s the best option for me?
About 60 million credit cards are stuffed into the wallets and purses of UK consumers. Meanwhile, about one in four Brits takes out a personal loan each year. It’s clear, then, that both are common and popular ways to get access to finance. But how do you know which is best for you? If you’re eyeing up both potential avenues, here’s what you need to consider: Credit cards: The pros and cons Credit cards are used in a few different ways. They are great for consumers who want to make a ... VIEW POST
How to Encourage More Wildlife To Your Garden
If you’re reading this, you’re probably the kind of person who wants to do your bit to help the environment, the ecosystem and the planet as a whole. But, just in case you’re only beginning to dip a toe into the world of gardening (or you’d simply like a few more facts about what’s going on) you might be interested to learn that hedge hogs, hoverflies, moths and birds are in serious decline. Just as concerning is the fact that ecologists at the University of Reading have suggested that “under ... VIEW POST