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Confessions of a Single Mum

The ups, the downs and sideways views of life as a single parent

Dream Duvet Day

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When I was a kid it was unheard of to have a duvet day. You were made to stay in bed if you were poorly but that wasn't considered luxury, it was if anything a form of torture. Other kids were out playing and you could only watch from the window, another form of torture. My parents never had duvet days. Mum stayed in bed till 9am once but that was only because it was her birthday and it was only the once. Life was all about being up bright and early, getting on with the day and going to bed at ... VIEW POST

Personal Finance Management: 5 Strategies to Save Money

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1. Saving Money Starts at Home You may want to start cutting down on your expenses at home. Save money by saving electricity. You should know by now that as you reduce your electric consumption, you also reduce your electric bills. Thus, it's a good idea to start following a few electricity-saving tips. For instance, switch off appliances that you aren't going to be using in the next say, 5 or 6 hours. Leaving your appliances on standby mode is not enough; you must completely turn them off, ... VIEW POST

5 Tips to Help You Stay Out of Debt

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Debt is just simply horrible. It on your mind all the time and one of the biggest contributors to stress. Save yourself and the people around you from the grief and heartache that debt brings. With these 5 tips, you can hopefully stay out of debt. Tip #1: Focus on Needs, Not Wants The next time you get the urge to buy something, stop for a minute. Exactly what are you going to use the item for? Score it from one to ten, with one being something you could live without and ten being ... VIEW POST

4 Warning Signs You’re Digging Yourself in a Debt Hole

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Even those who plan ahead get tied up in debt, and then they wonder exactly how so their credit could have piled up. Only a person with millions of dollars, the locked-in-debt ponder, can pay up all those mountains of bills. You may have found yourself, once or twice or a few times in your life, at a point where you wonder just how you managed to bury yourself so deep in debt. Debt has a way of piling up, accumulating, until it becomes out of control. Many people today are buried deep in ... VIEW POST

Its The Teenage Years

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I am sure it was only yesterday I was dodging lego bricks on the floor and walking past a swing without a ride started a whale of 'slllidddeeeeeees' from small people. I have blinked and they have done that growing up thing. But as lego is sent to new homes and tiddly kiddy clothes get sent to recycling new aggghhhhhhs come in their place. If your not yet at the teenager stage here are a few delights for you to look forward to. The glass of half drunk squash. Just abandoned like billy no ... VIEW POST

Have You Checked Your Entitlement ?

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Over the last month Turn2us have been looking at how finances in households. They found that despite the economy recovering 83% of low income households are not seeing their financial situation improving.  Even more scarily they found that is households have experienced just one change in their circumstances that are twice as likely to be struggling financially. Households that experienced things in life like family breakdown, childbirth, change in working hours or the onset of illness or ... VIEW POST