How to save £100 a month

Would £100 a month help your bank balance go into the black? Here are 4 swaps that could add up to £100 a month saving. As you read through these saving s you might say you don’t have these things to swap, so maybe it gives you enough to think on to see where you can swap things and maybe your swaps will come to more than £100 a month saving.

Its already been long said that it’s cheaper to take your own lunch than buy lunch every day. But it wasn’t till I saw the maths on it in black and white that I swapped to homemade back when I use to work in an office. A typical lunch can cost £5 a day. If you use that figure over every weekday it can add up to about £105 a month. Make your own and you could save £52.50 a month. That’s £630 a year!

With Poundland getting more known and having 450 stores there might be one in your high street. Things like Dove deodorant, Tetley Tea bags, and Aquafresh all being a pound whereas in the supermarkets they are around £2. If you swapped and bought just 5 of these items a month you would save £5 a month, times that by the year and that’s £60 a year.

According to uSwitch the difference between the cheapest and most expensive fuel tariff is £300. Just go online to uSwitch.com to check that you have the best deal. With the Government wanting utility companies to simplify their tariffs down to just four tariffs comparing the companies should get easier too. Possible saving a year £300.

Get brand savvy and swap and save. At the time of writing this post, I compared 3 everyday branded products with shop brand ones. ( not the really really cheap shop brand ). If I bought the three branded products each week for a whole year it would cost £534.64. If I chose shop brand instead the year would cost £310.96 in Tesco, £294.32 in Asda and £261.04 in Aldi. A potential saving of £275.60 a year. ( the products I compared where 500g cornflakes, 200g gold blend coffee, and 4 pack baked beans.)

So if you just swapped these few things it’s a saving of £1,265.60 a year which around £100 a month.