A frugal way of life is now for many the only way they have to live. Being new to being penniless...sorry frugal, can be daunting. How are you supposed to manage, how do you save money on everyday stuff and how on earth is it like a normal life? here are a few tips. You don't have to start at number 1 and plow your way through them unless you want to of course. Pick what you can do easily then add others when you can.   1 - It no longer pays to be brand loyal. It uses to be once you ... VIEW POST